Microfinance Mizoram-ah

He thu hi Mizoramah lar lo mahse Manipur lam atanga Mizo unau lo pem thla te hian an practice nual a. Hlawk poh an hlok pui niin a hriat. India ram te Bangladesh-ah te hian Microfinance zar zo mirethei an tam hle.

Microfinance example han sawi ila: Mipakhat Sangha zawrh a duh a Aizawl nilaini a sangha lo thleng thar kha Kg 10 vel tal lak a zawrh ve a duh a pawisa a nei si lo. Microfinance titu te hnenah a va kal a, annin “karkhatah 20%pungin Rs 1000 kan puktir ang che” an lo ti a.

A puk ta a Sangha kg ah Rs 100 in Kg 10 a lei ta a. Sangha chu an zuar ta a kg ah Rs 150 in nikhat chhungin a hralh zo ta mai a. Tichuan a dang Kg 10 a va lei leh a chu pawh chu a hralh zo leh ta maia ni 3 hnu-ah. A pawisa puk rulh a lo ngai ta a a khawl khawm a sumdawnna atangin Rs 2000 a nei ve ta der mai chuta tang chuan Rs 1200 a va a rulh hnu-ah Rs 800 kha kar khat chhunga a hlawh chu a lo ni der mai le.

A interest hlep hmuh hi han chhutsak ila 80% per week a ni daih mai le. Mirethei tihtur hre tan a va han tih chi em!!! Ni reng e hei vang hian Scheduled Bank Mizoram ami te hian engemaw zat microfinance titute hnenah an puk tir tur a ni. Bank ho hian an ti em tih hi ka zawhna a ni, misual hrechiang kan awm em?? Dahkham a awm lo, inrintawkna chiah a ngai bakah a business plan kha a tha em tih enpui leh a ni.

Microfinance expert hi Pu Muana Hauzel a awm. Tunhma kha chuan Bangalore ah American Co te hnuaiah microfinance an India operation hotu-ah a tang. Pu Muana hian microfinance kalphung leh India sawrkar thilphal dan leh Non Banking (Non ?) Financial Institution te enkawl nana regulation poh a hriat viau ka ring. Mizo tlangval hetiang lam expert hi kan awm kan hria em le misual ho hian.

Mizoramah hian transparet deuhin tithei kan awm lawm ni aw ka ti.

LINK@misual

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